Mortgage Lending, LLC
239-800-9798
Mortgage Lending, LLC
239-800-9798
Eligible Properties for Loan Consideration
​Commercial Real Estate Financing
In a constantly shifting real estate market, investors and developers are increasingly in need of financing solutions. Our network of long-term relationships and capital market expertise enables us to offer financing for your specific needs. Each transaction is prudently and individually evaluated with loan approval based on the following:​ ​​​​​​​​​​​​
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The location and physical structure
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Borrower’s credit and income
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Max loan 65% loan to value
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Recorded first position
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Site inspection for quality of loan
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No construction loans
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Some improvements may use loan monies
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Proof of ability to service loan
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The maximum loan is 5 years.
Loan Types
Approved Structure Types:
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Multi-family Units (non owner occupied)
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Apartment Buildings
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Land Projects (strict restrictions apply)
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Shopping Plazas
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Office Complexes
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Hotels
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Miscellaneous Commercial Buildings
​​Acceptable Property Types
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All loans are secured by non-residental, commercially qualified real estate, Acceptable property types include, improved commercial property, including office, warehouse, industrial, non owner occupied multi-family, hotels and farms, raw land, property held for development
Provisionally Acceptable Property Types
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Loans on owner-occupied residential properties are not considered. Loans on residential properties with less than five units, which are non-owner occupied, may be made, subject to determination of commercial purpose of the loan, and determination that they comply with applicable regulations and laws.
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Residential care facilities, hospitality, mini-storage, and other value-in-use type properties require additional credit analysis to determine the durability of cash flow, market and competitive analysis, regulatory and zoning restrictions, and management capacity, at a minimum. Subject to satisfactory underwriting, these property types may be acceptable.​
