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About Strategic Mortgage Lending

Strategic Mortgage Lending, LLC (SML) is dedicated to providing tailored commercial mortgage lending solutions to meet the unique needs of our clients. We are committed to delivering exceptional service and guiding borrowers through the loan process with ease.  â€‹SML offers commercial loan opportunities to qualified borrowers. Loans range from $1MM to $10MM.

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Working with various institutional private lenders facilitating commercial loans with qualified borrowers. SML understands that underwriting a commercial loan, beginning with the verification and basic decision-making process, involves a matrix of objective and subjective inputs. SML on behalf of private lenders, coordinates the needs of borrowers with the risk tolerance of lending institutions based on 65% loan-to-value transactions. Our Mission is to thoroughly understand both the financing needs of the borrower as well as the security and collateral needs of the lender. The objective is to ensure each of our lenders gets matched with the appropriate first position investment while the borrowers get matched with the right loan for their real estate investment needs. Our ultimate goal is to make the process straightforward and hassle-free, with minimal paperwork. We look at facilitating loans from $1,000,000 to $10,000,000 with a substantially quick turnaround contingent upon the safety of the assets.  
 
Let us know how we can help fund your next project, or Real Estate acquisition. 

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Commercial Loan Opportunities for Qualified Borrowers
Loans range from $1MM to $10MM

Founder

David J. Deluccia

Managing Member

David J. Deluccia has worked as a institutional investment consultant for major entities for over 30 years. Given his background in working with these institutions he is able to provide qualified borrowers various opportunities to secure commercial financing.

 

Each transaction is prudently and individually evaluated with loan approval based on the following:​

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  • The location and physical structure

  • Borrower’s credit and income  

  • Max loan 65% loan to value

  • Recorded first position

  • Site inspection for quality of loan

  • No construction loans

  • Some improvements may use loan monies

  • Proof of ability to service loan

  • The maximum loan is 5 years.

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