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Eligible Properties

Eligible Properties for Loan Consideration

Approved Structure Types:

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  • Multi-family Units (non owner occupied)

  • Apartment Buildings

  • Land Projects (strict restrictions apply)

  • Shopping Plazas

  • Office Complexes

  • Hotels

  • Miscellaneous Commercial Buildings 

Flexible Terms and Rates

​​               Acceptable Property Types

All loans are secured by non-residental, commercially qualified real estate,  Acceptable property types include, improved commercial property, including office, warehouse, industrial, non owner occupied multi-family, hotels and other commercial opportunities.

       Provisionally Acceptable Property Types
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Loans on owner-occupied residential properties are not considered. Loans on  properties with less than five units, which are non-owner occupied, may be made, subject to the determination of commercial purpose of the loan, and determination that they comply with applicable regulations and laws.
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Apartment complexes, healthcare facilities, hospitality, mini-storage, and other value-in-use type commercial properties require additional credit analysis to determine the durability of cash flow, market and competitive analysis, regulatory and zoning restrictions, and management capacity, at a minimum. Subject to satisfactory underwriting, these property types may be acceptable.​

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