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Eligible Properties

Eligible Properties for Loan Consideration

Approved Structure Types:

  • Multi-family Units (non owner occupied)

  • Apartment Buildings

  • Land Projects (strict restrictions apply)

  • Shopping Plazas

  • Office Complexes

  • Hotels

  • Miscellaneous Commercial Buildings 

Flexible Terms and Rates

​               Acceptable Property Types

All loans are secured by non-residental, commercially qualified real estate,  Acceptable property types include, improved commercial property, including office, warehouse, industrial, non owner occupied multi-family, hotels and other commercial opportunities.

       Provisionally Acceptable Property Types

Loans on owner-occupied residential properties are not considered. Loans on  properties with less than five units, which are non-owner occupied, may be made, subject to the determination of commercial purpose of the loan, and determination that they comply with applicable regulations and laws.

Apartment complexes, healthcare facilities, hospitality, mini-storage, and other value-in-use type commercial properties require additional credit analysis to determine the durability of cash flow, market and competitive analysis, regulatory and zoning restrictions, and management capacity, at a minimum. Subject to satisfactory underwriting, these property types may be acceptable.​

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